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Feb 8, 2012 · The Barcode XML Format ... Javadocs · Scenarios ... Code 39. Example; Structure; Notes; Message format. also known as: USD-3, 3 of 9 code ...

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percentage of the selling price of company products that goes for manufacturing, distribution, and other costs. The balance is pro t or marketing costs. The acquisition cost is computed by adding together all the expenses involved in acquiring new customers during a given year advertising on TV, radio, print, and direct mail; sales force salaries, commissions, and bonuses and dividing that total by the number of customers actually acquired during that year. The retention costs are those costs spent to keep customers happy and buying. This could include an annual retreat, customer communications, or customer services. The discount rate is used to compute the net present value of the pro ts received. Money that will arrive in 1 year or 2 years is obviously not as valuable today as money that arrives today. The discount rate is a number that puts all these amounts on the same basis so that they can be added together. As discussed in earlier chapters, the formula for the discount rate is D (1 i * rf )waiting time

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In this formula, i is the interest rate that the company pays for money rf is the risk factor (the risk that the money will not materialize at all) The waiting time is the length of time you have to wait before the money arrives. With consumers, this is usually 0 for the rst year, 1 year for the second year, and so on. With business-to-business selling, the picture is different. Most business-to-business customers pay in 30, 60, or 90 days. So the waiting time is determined by adding these periods to the years. Table 5-7 is a simple chart that is used for calculating the discount rate of a business-to-business situation. The net present value of pro ts is the gross pro ts divided by the discount rate. The cumulative NPV of pro ts is calculated by adding the pro ts from previous years to this year s pro ts.

TIP: You might wonder how can you determine the street address of any location on the map. When you drop a pin, Google Maps will show you the street address. This is very handy if you find a location by looking at Satellite or Hybrid view but need to get the street address. Dropping a pin is also a great way to keep track of where you parked, which is especially helpful in an unfamiliar location.

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Year 1 Years to wait Interest rate Risk factor Accounts receivable days Discount rate 0 6.80% 1.1 70 1.01 Year 2 1 6.80% 1.1 75 1.09 Year 3 2 6.80% 1.1 80 1.17